Cedarvique team reviewing capital allocation models in the Bristol office

About Cedarvique

Built to protect reserves, not chase headlines

Cedarvique was founded on a simple premise: UK businesses deserve a more disciplined, data-led way to manage idle capital than a standard savings account or a speculative fund.

We started Cedarvique because most cash management options force a false choice — either near-zero returns with full liquidity, or higher yields paired with opaque risk. We built a system designed to narrow that gap through disciplined modelling rather than guesswork.

Why it matters

Reserves sitting idle lose real value to inflation every quarter. Businesses need a structured approach that treats downside protection as seriously as upside potential.

Our response

A predictive volatility framework paired with automated drawdown protection, designed specifically around the cash profiles of UK operating businesses.

Cedarvique analysts at work on volatility modelling systems

Our Story

From a shared frustration to a structured system

Cedarvique began as an attempt to solve a problem its founders encountered directly: business reserves parked in low-yield accounts, with no middle ground between caution and risk. Rather than build another generic investment product, the team focused on a narrower question — how can capital allocation be made more predictable without removing businesses' access to their own funds?

That question shaped everything that followed, from the modelling approach to the way drawdown protection is automated rather than manually triggered. The result is a system built around restraint as much as performance.

Our Mission

Disciplined capital allocation, applied consistently

We exist to give UK businesses a more considered alternative to idle reserves — one grounded in modelling and automated risk controls rather than discretionary decision-making.

  • Protect first

    Drawdown protection is built into the system by default, not offered as an optional add-on after the fact.

  • Model, don't guess

    Allocation decisions are informed by predictive volatility modelling, reviewed and refined on an ongoing basis.

  • Stay legible

    Businesses should be able to understand how their reserves are being managed, without needing to decode dense financial jargon.

  • Keep access real

    Liquidity matters. We design around the reality that reserves may be needed with limited notice.

Our Team

A small, focused group

Cedarvique is run by a compact team spanning quantitative modelling, risk management, and client operations. Rather than scaling headcount for its own sake, we've kept the team deliberately lean — favouring direct accountability over layers of process.

How we work

Decisions about the underlying models and risk parameters are made by the people who built them, with regular internal review rather than long approval chains.

Who you'll speak to

When you contact Cedarvique, you're speaking with someone close to the system itself — not a call-centre script reading from a separate team's notes.

Want to understand how it works for your reserves?

Request an overview and we'll walk you through the approach in plain terms.

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